Category: Car

If you’ve decided to invest in a car and are stuck whether you should buy manual or automatic cars, this article offers you helpful guidelines which will help you arrive at a decision.

Knowing the concept

Let us first understand what the term automatic or manual car means. Automatic cars mean automatic transmission cars, which shift gears automatically, without your aid plus do not need a third pedal or even the clutch to shift gears. On the other hand, manual cars refer to manual transmission cars which will need you to learn the usage of a clutch to shift gears. In manual transmission vehicles, you’ll have to utilize both feet to drive the car.

There are advantages plus negatives of both automatic and even manual transmission vehicles. Here we shall review the difference between the automatic plus manual cars on various parameters to help you arrive at a final choice.

Cost factor

Motors with automatic tranny cost more than motors with manual transmission. And so if you are price tag sensitive plus would love the thought of saving a few 100 bucks, then you should surely pick the less pricey manual tranny motors.

Maintenance matter

Routine maintenance expense of automatic transmission motor is higher than that of manual transmission price. It’s because repairing of automatic transmission system needs far more skill plus time. Also, manual tranny motors can run for hundreds of miles without needing any maintenance.

Both manual plus automatic transmission vehicles need change of lubricants on a regular basis. The requirement of lubricant change is far more for automatic cars; though most carmakers make use of specific fluids in automatic transmission car so that you may not need change of lubricant at all.

Convenience of operation

Those who’re new drivers plus are not comfy using the 3rd pedal will find the idea of automatic transmission far more comfortable. Also you should concentrate far more on driving when using a manual car, that could be hard when you require you will need to drive with crying babies or when driving in high traffic. Still, people who are used to manual transmission could be simply ok with it. Furthermore, in several conditions, manual transmission makes driving lot more comfy.

For instance taxi drivers, who need to drive fast or maybe when you need to travel up-hill manual transmission makes driving easier mainly because it allows you to accelerate or de-accelerate a car faster while automatic transmission takes a while in speeding up or even slowing thus you could need to use brakes to slow it down. Though, if you are not comfortable switching gears manually, will still opt for the idea of automatic transmission.

Hence there are both positives and negatives of both automatic and also manual transmission motors. You’ll find know rights and wrongs as proficient drivers are able to drive on both types of car easily. Although, if you’re a seasoned driver and would enjoy cost saving, manual transmission would be a good choice for you.

Fancy cars are something that everyone dreams of. Be it rich or not so rich, each and every one has a favourite car, they would do anything to own. The option of borrowing money from family members and close ones to buy a car is not a good option. Neither is to sell property or gold a good choice. Fancy cars catch everyone attention. So what must you do in order to own your favourite car, rather than just staring at others who own it? Opt for Car Loans.

These loans are of two types. Secured and unsecured. Depending on which scheme suits you better, you can opt accordingly. The primary difference between the two is that in case of secured type, you must mortgage property with the lender, which need not be done in case of unsecured type.

As the lender understands that you will not compromise on the model or quality of your dream car, due to poor finances, you are given a wide range of total cash amounts to choose from. Your cash limit starts from 2000 and ends at 50,000. The lender also understands that you need sufficient time to repay this amount. Therefore you are given 1 to 5 years to clear your debts. Even though this time is usually enough, you can ask the lender for an extension, sighting valid reasons, which will be granted along with an added interest rate.

Car loans have their own merits and demerits. In case of secured type of finances, its merits are that the interest rate levied is lower than unsecured kind of credits. Keeping this into consideration, the candidate must also note that for secured category, you must mortgage some property holdings with the lender. The worth of the belongings must be in agreement with that of the whole sum rented. If you are ineffective in clearing your debts, your land holdings will be ceased.

On the other hand, in case of unsecured kind of credits, its main advantage is that you are not required to credit any land holdings with the company manager. This puts the company manager at a danger of losing a large amount of cash. In this case, where the lender has no safety, you must prove to him, your capability to repay your advance. In order to do so, you must be employed in an alleged company.

So as to qualify to avail Car loans, you must be a United Kingdom citizen, who is above 18 years of age. You must also have an active bank account along with a job that pays enough to clear your loan in time, in case of unsecured type. You must own property to redeem the secured type.

You can also apply online to receive this cash help. Once the lender confirms that your provided credentials are true, you are entitled to receive Car loans.

Antonio Vargas has been associated with finance world. That provides useful knowledge to find the various types of loans. such as cheap car loans, secured car loans.

Wintertime is beautiful scenery for the eyes. It can be devastating to a car though, especially if the car is not inspected and prepared for the winter driving season. Have the car tuned up with a checklist before the snow hits and the car will drive with a peace of mind.

Brakes are essential for stopping on the icy roads to avoid pedestrians and even accidents with other cars. If the brakes are not equal, they could cause the car to lean to one side and skid on the roads.

The cooling system in the car also must be checked. This includes belts, containers, pressure caps, hoses and the thermostats so that everything is in working order. Flush the system with a chemical cleaner and add in anti freeze before the snow hits the ground.

The engine is the heart of any car and must run well in all weather conditions. A diagnostic test can ensure the drive of any abnormalities before hitting the road. Starting the car becomes essential when the cold weather is coming down so have the spark plugs replaced if needed and check the emission control devices to make sure that the car will get up and go when it needs to.

Another important part for inspection is the exhaust system. The windows are closed during the snowy winter months so have the muffler and tailpipe checked. Carbon monoxide leaks can be fatal.

When driving, it is important to have the defrosters, heaters, and windshield wipers working. Being able to see and keep warm are very important during the winter months. Winter wiper blades can be added to the car as well as washer fluid that was made for use in the cold weather.

Fuel, air, and transmission filters must be changed to ensure that the car runs properly. In addition, oil can become quite troubling during the winter months. Dirty oil can be a big problem so change it and the filter before the temperature drops and the snowflakes start to fall.

Last, but not least are the cars tires. If the engine is the heart of the car, then the tires are the bloodline. A car can run on faulty tires, but they may not take you far. Snow tires are essential during the wintertime and all four wheels need to be fully equipped as well as a regular check of the tire pressure. Snow tires provide the ultimate control when traveling down a winter wonderland type of snow setting. Residents in Quebec must have all four snow tires, as it is required there.

Learning how to get rid of a car you owe money on, isn’t as hard as it may seem. Everyday people are getting rid of their cars that they owe money on. They are either selling them or trading them in. It is a little different getting rid of a car that you owe money on, compared to getting rid of a car that you own free and clear. Here are some simple steps you need to take before selling your car or trading it into the dealer.

Contact your lien holder and find out what the balance is on the car. Once you know how much you owe, the next step is to find out what the car is worth. If the car is worth more than what you owe, it’s much simpler and easy to sell. If you’re going to trade the vehicle in on a different car, the dealer will handle all the paperwork and clear the title by paying off your lien holder.

If you owe more than what the car is worth you can trade the car in for a cheaper car and have the difference applied to the new car. Keep in mind that if you do this, you still have to pay the difference off someday. It just doesn’t go away by itself.

Another option you have is to sell your car on consignment. You’ll have to check around to see what dealers have a consignment program, because not all dealers offer this service. Make sure you know what your costs are before signing your car over to the dealer. Some dealers work on a flat fee while others work on a percentage fee.

Selling on consignment saves you all the headaches and troubles of having people come over to your home and haggling with you over the price. The dealer will handle all the paperwork, pay off your lien holder and make sure the money is good. You don’t have to worry about anything. If you can’t find a dealer that offers a consignment program then check with the auto brokers in your area. Most brokers will have some type of consignment program.

You can always sell your car by yourself. You can put it on Craigslist, AutoTrader or Cars. com to start with. Before you put it online be sure and have it detailed so the pictures look good and the car looks sharp when someone comes to see it. A well detailed car can bring you top dollar.

The last thing you want to do is give your car back to the lien holder if you can’t make the monthly payments. This may sound like the way to go and it’s easy, but a repossession will show up on your credit report and damage your credit for years to come.

Car Discounts keeps changing on month to month basis and is a key component for car dealers in driving sales. There is almost a new car been launched every week or so now in Indian car market. Whether a hatchback, sedan or luxury cars every car maker is poised to capture the sales and market share. Where no new models are launched by a car maker, the manufacturer launches a face lift model of the existing car and intends to create a hype by re-branding the same.

With an objective of increasing sales of existing models, these car makers are also extending up there network by adding up more outlets and new dealerships in close by territories. Its ending up in offering better range for direct customers and becoming a highly consumer market in India.

To extend sales, now comes the discounts and offers. In this highly competitive scenario, wherein within a short distance you can see 2 to 3 dealerships of Maruti Suzuki and Hyundai Motors each, 1 to 2 dealerships of Tata Motors. Ford Cars, Honda Cars, Toyota Cars – the options are unlimited for a customer to choose from. Hence, these car dealerships ends up with more discounts and better schemes to lure up customers to book sales by undercutting the other dealer sales of the same make and even showing the highest discounts of the town and value for money as compared to other car dealerships.

Every month beginning, there is an official discount which comes in but is comparatively lesser in initial days, but when sales does not happen and stock piles up adding up huge inventory cost and interest costs on dealerships, they extend the discounts to offload the cars during second half of the month by offering higher schemes and better offers.

Also, even now the customers are getting informed by checking the Car Discounts and offers online and on a phone call with other dealerships. They have a say to bargain the best deals and showing multiple dealer offers in nearby place. Even, the same is also the case of the biggest market of car finance wherein not only the Bank Branches but the dealers and direct sale agents of these banks are offering cut throat rates and to make a bread and butter offering the best deal to customers.

Customer once having the quotation online from Bank, makes up an inquiry with an online portal and the dealer. Immediately, he will end up having 2 to 3 quotes of different banks from dealer and bank branches to finally choosing up to negotiate the lowest and best deal easily. Thanks to the high technology information era these days.